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For Application and Participation


Eligibility Criteria

In order to be eligible to apply for the Program, you must:

  • Be incorporated (in any country), and provide proof of that registration if requested by the program members;

  • Offer a product or service solution in at least one of the following recruitment categories:

    • General Insurance

    • Property and Home Living

    • Cybersecurity

    • Mobility

    • Sharing Economy

    • Technology

    • Wellness and Lifestyle

    • Disease Detection

    • New Treatments

    • Patient Care

    • Health Management

    • Sustainability – Environmental, Social or Governance

Note: Startups with business models that are based solely on consulting are not elegible to participate on the program

  • Have a prototype ready (not idea-stage).

Selection in the Program and Indicative Schedule

Applications meeting the minimum criteria outlined in these terms and conditions will be reviewed by Protechting Team for potential participation in the Program. Protechting Team will contact you if more information or clarifications are needed about application materials at any stage during the selection process. Based on application materials, startups will be selected by Protechting Team for participation in the Program

The proposed schedule for application and selection process is as follows:

Applications open: Applications open: June 22nd 2023

Application closing time: September 8th 2023

This schedule may be subject to alterations at the Protechting Team discretion. 
All references to time in these Terms and Conditions are to European Central Time (CET).

Selection Criteria and Evaluation

The evaluation of applications includes the following criteria: 

  1. Team - Credible team, quality CVs, relevant qualifications/experience;

  2. Produt – Clearly innovative or disruptive, differentiated from existing solutions, scalable, exhibits sustainable competitive advantage potential;

  3. Market – Large addressable market to facilitate significant sales growth;

  4. Business Model – viable business model based on credit commercial and economic assumptions;

  5. Program Fit – Fit with the program and the Protechting Team challenges;


You will be notified by e-mail of any decision made with respect to your application promptly. There is no obligation for Protechting Team to provide reasons for acceptance or rejection of applications.

Conflict of Interest

You must identify and notify Protechting Team of any actual, potential or perceived conflict of interest that you have in relation to this application or your participation in the Program. If you fail to notify, or you are unable or unwilling to resolve the conflict as required by Protechting Team, your application may be excluded from further consideration.

An existing commercial or legal relationship with a Protechting Team is not a conflict of interest but you should include details of the relationship in your application.


You agree to provide Protechting Team information about your assets, business or other affairs for the purpose of:


  • applying to participate in the Program;

  • allowing Protechting Team to consider your application;

  • allowing one or more Program Members to identify and start separate discussions about potential commercial or legal relationships between you and the Program Member (Agreed Purpose)

The Protechting Team agrees to keep all the information you provide us for the Agreed Purpose (Confidential Information). Confidential information will not be disclosed to anyone without your consent or as otherwise expressly permitted in these Terms and Conditions. The Program Members agree to use the confidential information only for the Agreed Purpose.

Protechting Team may disclose the Confidential Information to their respective directors, employees, and advisors for the Agreed Purpose, provided that such persons have first been made aware of the confidential nature of the Confidential Information and have agreed to comply with this confidentiality undertaking.

The obligations of confidentiality will continue for a period of 3 years from the closing time for applications.

Ownership of applications

All applications become the property of the Protechting Team upon submission.

Intellectual Property Rights

You grant each Program Member a licence to copy, adapt, modify or do anything else necessary to all material contained in your application for the purposes of:


  • evaluating and clarifying your application;

  • if selected, your participation in the Program; and

  • a Program Member considering potential commercial or legal relationships between you and the Program Member outside the scope of the Program.

You acknowledge that the management and protection of your intellectual property is your sole responsibility, both during the application phase and if selected as a participant, during your participation in the Program.



Benefits for successful applicants

Participants will be able to partake in the Program will interact with the program partners to develop collaboration opportunities.

During the program or in the end, you may receive the opportunity to engage with the partners of the Program and/or receive strategic investment by one or more of the Program Members, however, this opportunity is not guaranteed. Any commercial relationships or opportunities you are offered are subject to separate negotiations and agreements with the relevant Program Member and do not form part of the Program.

Participation in the program

If you are selected to participate in the Program your startup must:


  • give consent for your company name to be associated with this Program and used by Program Members to promote the Program or themselves;

  • share requested information about your company and products with all Program Members. Confidential Information will be protected by the confidentiality undertaking in section one and data protection processes explained in section three;

  • commit to scheduling and attending periodic inter-program calls with peer Participants in the Program and with mentors in the Program;

  • provide to all Program Members the details of relationships entered into with individual Program Members as a result of the Program, and output and results of such relationships. This information is to be provided during and after the Program.

Termination and variations

Protechting Team reserves in the right to terminate a Participants involvement in the Program at their sole discretion:

  • If participants breach these Terms and Conditions; 

  • If participants  engage in inappropriate (as determined by Program Members) or illegal behaviors or are disruptive to overall group cohesion.

Participants will be given prior notice before they are excluded from the Program.
Protechting Team may also terminate or make changes to the Program, in each case for any reason at any time. Participants will be given notice of such termination or changes.

Acknowledgment and waiver

Participants acknowledge that their participation in the Program is at their sole risk. Participants may withdraw from the Program at any time or make alternative arrangements for travel, accommodation or meals (at their cost).


Program Members will have no liability to Participants for any loss or damage arising in connection with the Program, including personal injury, property damage or economic loss (except in relation to a breach of the confidentiality undertaking in section 1). Program Members must not make a claim against any Program Member for any such loss or damage.


To know more about Data Protection and how we manage your data, please read our Privacy Policy.


Unless the context requires otherwise, the following terms have the following meaning in these Terms and Conditions:
Participant means a startup that has been selected by the Protechting Team to participate in the Program.

Program Members mean:


  • Fidelidade

  • Fosum

  • Hospital da Luz Learning Health

  • Fábrica de Startups

  • House of Fintech

Program Members may be described as us, we, or our throughout these Terms and Conditions.

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